Contractual Savings Plans are designed to encourage the habit of saving regularly. Many have relatively modest minimums. However, there is no cap on the amount that can be invested regularly.

These plans are designed to achieve a number of objectives including: funding your pension, paying for your children’s education, repaying your mortgage or simply saving.

Historically, Contractual Savings Plans significantly outperform money deposited regularly in a bank account. Add to this tax-free growth and takeout, and the amounts that are generated by Contractual Savings Plans can be pleasantly surprising.


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